What This Policy Covers
Our concern for safekeeping your personal information goes far beyond this document.
It applies to all personally identifiable information about you that is obtained
by Republic Bank (“personal information”). At any time you decide to
close your account or become an inactive customer, we will continue to adhere to
the procedures described in this notice and any proper opt-out requests you make.
important information about your choices in relation to certain information sharing
and marketing offers within Republic Bank.
Recognition of a Customer’s Expectation of Privacy
You regard your personal information as yours, and so do we. Because we do not sell
or share your information with third parties not associated with services or activities
of Republic Bank (except as allowed by law), there is no need for you to tell us
not to share your personal information with non-affiliated third parties.
Collection, Retention, and Use of Customer Information
We collect and use various types of information to service your accounts, save you
time and money and better understand your needs. We collect personal information
about you from the following sources: -
- Information we receive from you on applications or other forms
- Information about your transactions with us, our affiliates or
- Information we receive from a consumer reporting agency
We maintain physical, electronic, and procedural safeguards to protect the integrity
and confidentiality of your information. Republic Bank also limits access to your
nonpublic personal information to those employees who need to know that information
in order to provide products and services to you. All our employees are trained
to understand and comply with these information principles.
Maintenance of Accurate Information
Republic Bank has implemented internal controls and procedures designed to maintain
accurate records concerning your personal information. Should you ever believe that
our records contain inaccurate, incomplete, or non-current information about you,
please notify us. We will respond to requests to correct the information in a timely
Disclosure of Information to Nonaffiliated Third Parties
We do not disclose any nonpublic personal information about our customers or former
customers to non-affiliated third parties, except as permitted by law as described
Looking Out for Children
We recognize that protecting children is important. We do not knowingly market to
or solicit information from children under 13 without parental consent.
Sharing as Required by Law
We may disclose information to nonaffiliated third parties as allowed by applicable
law. For example, this may include a disclosure in connection with a subpoena or
similar legal process, a fraud investigation, recording of deeds or trust and mortgages
in public records, an audit or examination, or the sale of your account to another
financial institution. We may also share information: -
- If you initiate a request for us to share information with an
outside party or
- If the information is provided by you to help complete a customer
Last Updated May 8, 2009.
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